If you have a BOB credit card then you are now eligible to make payments via UPI or Unified Payments Interface to merchants.
You can use BHIM, Paytm, PayZapp, Mobikwik, and Freecharge to make UPI payments with a BOB Rupay Credit Card, as these apps accept it as a medium to deduct money.
Hence, now you can link your BOB Rupay Credit Card to above mentioned UPI apps to make daily transactions.
Now Link BOB RuPay Credit Card to UPI Apps
Bank of Baroda introduced its Rupay Credit Card a year ago, and customers who have enrolled for this service can scan any merchant QR code to make payments.
However, P2P or peer-to-peer payments are not available for BOB customers via credit card.
Peer-to-peer allows users to transfer money from their bank accounts to another person’s bank account directly.
How to Link Your RuPay Credit Card With UPI?
- First, download and install the BHIM UPI app.
- Now launch the app.
- Go to the linked bank accounts section.
- Click on the ‘+’ option to add.
- Select the add credit card option.
- Enter your credit card details
- Now complete the OTP verification.
- You will receive OTP on your registered mobile number.
- After submitting you can make UPI payments with a credit card.
UPI Credit Card Services for Other Banks
“As of right now, owners of Rupay credit cards issued by Bank of Baroda, HDFC Bank, Punjab National Bank, Union Bank of India, Indian Bank, and Canara Bank can link their cards to a few UPI applications, including BHIM, Paytm, PayZapp, Mobikwik, and Freecharge.”
“The Bank of Baroda declared that it is providing a wide range of solutions to meet the particular needs of Indian startups in the meanwhile.
These services are provided by its 17 overseas branches, its 16 dedicated startup branches located around India, and its IFSC office in GIFT City.”
“IFSC Banking Unit provides a range of international banking services to local startups, including foreign currency current and savings accounts, foreign currency fixed deposits,
external commercial borrowing loans, trade finance options, foreign currency loans/syndication loans, and transaction-based internet banking, said the bank.